Bread Financial Holdings
BFH • NYSE
Bread Financial Holdings is a financial - credit services company in the financial services sector trading on NYSE, led by CEO Ralph J. Andretta, with a market cap of $3.1B.
CEORalph J. Andretta
Next Earnings
Upcoming earnings announcement for Bread Financial Holdings
Date
Thursday, April 23, 2026 (in 3 weeks)
Timing
Before Market Open (6:00 AM New York)
Fiscal Period
Q1 2026
EPS Estimate
$2.92
Revenue Estimate
$995.9M
Earnings History
Past 12 earnings reports for Bread Financial Holdings
| Date | Period | EPS | EPS Surprise | Revenue | Rev. Surprise | Filing |
|---|---|---|---|---|---|---|
| Jan 29, 2026 | Q4 2025 | $2.07Est: $0.45 | +360.0% | $975.0MEst: $952.8M | +2.3% |  10-K |
| Oct 23, 2025 | Q3 2025 | $4.02Est: $2.14 | +87.9% | $971.0MEst: $967.1M | +0.4% | — |
| Jul 24, 2025 | Q2 2025 | $3.14Est: $1.90 | +65.3% | $929.0MEst: $938.3M | -1.0% | 10-Q |
| Apr 24, 2025 | Q1 2025 | $2.86Est: $2.23 | +28.3% | $970.0MEst: $953.5M | +1.7% | 10-Q |
| Jan 30, 2025 | Q4 2024 | $0.41Est: $0.37 | +10.8% | $926.0MEst: $963.4M | -3.9% | 10-K |
| Oct 24, 2024 | Q3 2024 | $1.84Est: $1.86 | -1.1% | $983.0MEst: $981.3M | +0.2% | 10-Q |
| Jul 25, 2024 | Q2 2024 | $2.66Est: $1.77 | +50.3% | $939.0MEst: $922.3M | +1.8% | 10-Q |
| Apr 25, 2024 | Q1 2024 | $2.73Est: $3.05 | -10.5% | $991.0MEst: $997.0M | -0.6% | 10-Q |
| Jan 25, 2024 | Q4 2023 | $0.90Est: -$0.84 | +207.1% | $1.0BEst: $988.9M | +2.8% | 10-K |
| Oct 26, 2023 | Q3 2023 | $3.46Est: $2.31 | +49.8% | $1.0BEst: $994.8M | +3.6% | 10-Q |
| Jul 27, 2023 | Q2 2023 | $1.27Est: $0.18 | +605.6% | $952.0MEst: $968.6M | -1.7% | 10-Q |
| Apr 27, 2023 | Q1 2023 | $9.08Est: $6.70 | +35.5% | $1.3BEst: $1.1B | +22.8% | — |